Products & Services

GBA specializes in providing expatriate insurance plans that are designed to provide comprehensive overseas coverage to manage all potential risks that expatriates may encounter while living and working abroad.

Our plans can be tailor made to fit with a corporation's own unique benefit philosophy or smaller populations can utilize a number of preset products that have been designed based on a range of benefits that are universally accepted as essential coverage by most multinational companies with expatriate employees. No matter what options are selected, GBA ensures that a core level of coverage is common to all placements.

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Unique solutions

Our unique range of solutions includes:

  • Design, placement and management of International Group & Individual Insurance programs
    • Health, Life & Disability
  • Domestic Group Insurance Consulting and brokerage
  • Travel Insurance
  • Specialty/High Risk Insurance
    • War Risk
    • Sports
    • High risk occupations
    • Kidnap and Ransom
  • International and domestic self funding arrangements
  • High level stop loss
  • Multi National pooling
  • Coverage for foreign nationals

Benefit options

  • Life (Primary, Dependents and Optional)
  • Accidental Death and Dismemberment (Primary, Dependent and Optional)
  • Long Term Disability
  • Temporary (Short) Term Disability
  • Permanent Total Disability (Lump sum disability)
  • Health, Dental & Vision Care
  • Evacuation (Medical and Political)
  • Employee Assistance Programs
  • Foreign Workers to Canada
  • Cross Border (Canada/USA)

Specialty/High Risk

  • Business Travel Accident and Medical
  • Kidnap and Ransom
  • War Zone Protection
  • Extreme Occupation Risk
  • Sports
  • Aviation

Self Funding/Stop Loss

  • High Level Stop Loss (Specific and Aggregate)
  • Self Funding Analysis

Claims and Evacuation/Repatriation

Our claims and evacuation/repatriation service is provided through a partnership with Healix International, a global leader in international medical, security and travel assistance services.

We offer...

24 hour Service
Emergency telephone lines manned 24 hours a day, 365 days a year by multi-lingual assistance coordinators, experienced in the procedures of hospitals and clinics worldwide.

Medical Staff
A highly qualified team of Medical Consultants and nursing staff, on hand at any time to ensure that the most appropriate medical treatment is provided.

Direct Billing
 Where appropriate Healix will arrange for direct billing with hospitals and clinics worldwide, relieving an insured person of the need to use their own cash or credit card.

Air Ambulance
 Repatriation by air ambulance or scheduled airline depending on the circumstances of the case and if necessary, with a fully equipped medical team in attendance. On return, suitable transportation will take an insured person to a hospital or home address as required.